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Online Credit Score and Credit Report Application

A mobile application that provides users with credit scores and access to free credit monitoring and -financial information like bank accounts, credit cards, bills, mortgages, loans all in one location.

Key Requirements

  • A mobile application which can act as a prime source of information for both individuals to determine their credit ratings and also for banks/financial institutions to obtain customer’s credit history for determining their eligibility and credit status.
  • Ensure high level of security for the key functionality of authentication, payment authorization, payment processing and payment status due to the sensitive nature of the credit data.
  • Deliver a seamless experience across web and mobile application to increase the acceptability of the application. Know More >>

Key Contribution

  • Integrated 3rd party data sources to avail the credit history and implemented algorithms to determine users’ credit scores and compare their status with other customers
  • Applied reverse engineering process to check code base visibility, data in persistent storage and mitigate potential loopholes for third party usage
  • Developed a security framework that can be used across various Android applications to encrypt/ decrypt data with 128 advanced encryption standard (AES) encryption. Know More >>


  • Client’ mobile application was one-of-a-kind in the industry that could give customers their own credit score, comparison of scores amongst other nationwide users and regular alerts and updates on any key changes to the scoring parameters
  • Post publishing the application on respective stores, client observed an increase in their customer base thus making it a popular app amongst the others in the same domain. Know More >>

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