Innovation Tax: Why Enterprise AI Stalls Before It Scales

In an exclusive editorial opinion piece with TechCircle, Vineet Moroney, Chief Transformation Officer, Xoriant, shares that despite enterprise AI investment hitting record highs, most organizations are paying an invisible Innovation Tax. It is the compounding cost of deploying AI on infrastructure never designed to sustain it.

He highlights that it's an architecture problem. Legacy platforms built for human-navigated, form-based workflows cannot support the demands of autonomous, intelligence-first systems, no matter how advanced the AI layer on top.

Vineet points out that a top 20 U.S. bank spent $40M on AI tooling and had just three copilots in production, a symptom of five unresolved dimensions of architectural debt that silently drain AI ROI before it ever materializes.

He adds that Applied Intelligence is a structural remediation discipline that enterprises must adopt before any AI strategy can scale and deliver at pace.

Read the full article to understand how enterprises can stop paying the Innovation Tax and start building AI infrastructure.