Regulatory Reporting Excellence: How a Global Bank Improved
FR Y-14 Compliance

Client Background

A global banking institution operating across multiple regions focuses on accuracy and transparency in regulatory reporting. Its data governance strategy is built to support consistent compliance with Federal Reserve requirements and consent orders across portfolios and financial schedules.

The Situation

Regulatory reporting requirements continue to evolve. Scope expands, audit expectations increase, and reporting frameworks must adapt quickly.

Following earlier platform modernization, the bank identified the need to strengthen key areas. This included improving data traceability, enforcing stronger controls, and creating centralized visibility across reporting processes.

Xoriant partnered with the bank to address these gaps.

The Challenge

The bank needed to strengthen governance across FR Y-14 reporting and consent order compliance. Key gaps included:

• Limited traceability of regulatory adjustments
• Inconsistent threshold monitoring
• Fragmented reporting visibility
• Gaps in audit readiness across reporting workflows

These issues directly impacted the bank’s ability to demonstrate control and compliance to regulators.

Xoriant Solution

Xoriant implemented a governed regulatory reporting framework that integrates automation, traceability, and centralized control.

The solution enables:

• End-to-end tracking of regulatory adjustments
• Consistent validation and data quality checks
• Standardized reporting processes across environments
• Improved auditability of all reporting activities

This approach ensures that regulatory reporting remains consistent, transparent, and aligned with compliance requirements.

Business Impact

• 100% traceability across regulatory adjustments
• Improved data governance with automated validation controls
• Consistent adherence to regulatory reporting timelines
• Faster rollout of regulatory updates across systems

Technology Stack

ETL Tools | Oracle Database | Data Processing Automation