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Xoriant Residential Mortgage ArcPro is an end-to-end comprehensive solution that streamlines and automates
the process of originating and funding new mortgage loan and facilitating regulatory and investor
compliances. Xoriant has been involved in development of application for clients engaged in banking and
mortgage industry with a dedicated team for development and supporting. The knowledge and experience
gained through our multiple engagements has led to the development of – Xoriant Residential Mortgage
XRMAP is a combination of modular, pluggable, re-usable components based framework for creating
specialized solution for residential mortgage. Regulatory and investor centric compliances are key in any
mortgage solution, adherence to these regulations and adopting any changes to these norms are vital in
these solutions. XRMAP ensures that the frequent and ad-hoc changes can be quickly adopted in your solution
without affecting the core functionality of your product while maintaining the needed compliances.
It also provides comprehensive RESPA-TILA integrated disclosures. Configurable workflow support lenders
customized business processes as they expand into new channel. It provides modules to test for Ability-to-
Repay (ATR) and Qualified Mortgage (QM) calculations for safe harbor status and identifies “risky” loan terms
XRMAP has vastly simplified the development process,shortened the release times, enhanced product quality and improved team confidence in building residential mortgage solutions.
This offers a competitive advantage to Xoriant for acquiring more projects in this realm and even rapidly executing them. Since it is easily adaptable it has helped Xoriant in developing solutions for mortgage bankers, brokers and lenders.
XRMAP KEY FEATURES
• A complete framework to develop residential mortgage solution.
• Cloud ready, can be deployed on public or private cloud as well as on-premises.
• Provides instant access to “most commonly used” features out of the box.
• Provides pluggable and reusable components to facilitate extension of components.
XRMAP KEY BENEFITS
• Readily available out-of-the-box components reduce development time by 30%
• In-built automation tools provide greater control on the project deliverables
• Reusability of framework components are easily adaptable to solution developed for different loan
• Fast and simple to consume using provided interface
• Ensures consistency in products developed using the XRMAP
• In-built open source distributed, restful search and analytics engine.
• Meets highest level of REST maturity model and adhere to Open API specification.